IFRS 도입이 保險산업에 미치는 effect(영향) ,IFRS,IFRS도입사례,IFRS와保險산업,保險산업
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Download : IFRS 도입이 보험산업에 미치는 영향,IFRS,IFRS도입사례,IFRS와보험산업,보험산업.hwp( 68 )
IFRS 도입이 보험산업에 미치는 영향
Ⅰ.Introduction of Insurance Industry
○ Property insurance/life insurance insurance largely can be divided into property insurance and life insurance. To explain briefly, property insurance is a system which compensates damages caused by possession of property, usages and management. Life insurance is a system which allocates insurance payment to the person who received payments from many contractors. Our team is going to cover property insurance since property insurance’s top pick is much prominent than life insurance.○ Property insurance- long-term insurance / car insurance / general insurance
1. Property insurance’s objective
Property insurance can be defined as “assurer contracts damages caused by accidental accidents, therefore insurance contractor contracts to pay insurance payment”. It is different from life insurance which allocates fixed amounts in that it transfers property loss other than goods.…(To be continued )
2. Revenue structure of property insurance
3. Property insurance long-term insurance/car insurance/general insurance
(1) Long term insurance normally means 3~15years as long term, however, recently there are many cases which permanent protection insurance does not limit actual insurance period. Long term insurance can be divided into permanent protection insurance and saving insurance. In permanent protection insurance, there are volatile insurance and refundable insurance, even refundable insurance should be set up lower than 100%. In contrast, saving insurance can accumulate capital in addition to basic guarantee of danger. When expired, there exists more than 100% of principal payment. Long term insurance glorifies high growth and pushed the development of property insurance industry. It was because of rational choice to postpone consumption to future in the trend of longevity risk and early retirement. Also, it is positive that children of baby boom generation enters as main demanders of long term insurance.
(2) In car insurance, there exists 6 collaterals depend on insured person him/herself and other person’s damages in the accident. They include personal compensation I, personal compensation II, thing compensation, physical accident/car damage, car damage without insurance, car damage. Among them, responsibility insurance with mandatory admission is personal compensation I and thing compensation. Although car insurance only takes part of 23%, it has personality of public insurance because o
IFRS 도입이 保險산업에 미치는 effect(영향) ,IFRS,IFRS도입사례,IFRS와保險산업,保險산업
IFRS 도입이 保險산업에 미치는 effect(영향) ,IFRS,IFRS도입사례,IFRS와保險산업,保險산업
다.
